• Policyholder will get full sum assured with bonus after maturity as per term.

• If death occurred in between the term of an in force policy, full death benefit and bonus will be payable.

• Surrender value/ Paid-up value achieved if the policy run minimum 02 (Two) years and loan may be sanctioned against this policy which will be 90% of the achieved surrender value.

• Proposed age range would be minimum 20 years and maximum 55 years.

       •   Supplementary coverage will be applicable.   

• Policyholders will get full sum assured with bonus after maturity as per term.
• If anyone of the two policyholders dies in between the term of an in force policy, the other policyholder will get death benefit with bonus.
• Surrender value/ Paid-up value achieved if the policy run minimum 02 (Two) years and loan may be sanctioned against this policy which will be 90% of the achieved surrender value.
• Proposed age range would be minimum 20 years and maximum 55 years.

       •  No Supplementary coverage will be applicable.   

• Policyholder will get 25% survival benefit of sum assured after ending of one-third term, another 25% survival benefit of sum assured after ending of two-third term and rest 50% of sum assured with bonus after maturity of the full term.
• If death occurred in between the term of an in force policy, full death benefit and bonus will be payable without deducting the installments.
• Surrender value/ Paid-up value achieved if the policy run minimum 02 (Two) years and Loan may be sanctioned against this policy which will be 90% of the achieved surrender value.
• Proposed age range would be minimum 20 years and maximum 55 years.
• Supplementary coverage will be applicable.

• Policyholder will get the survival benefit in 04 (Four) installments within the whole term of the policy.
• If death occurred in between the term of an in force policy, full death benefit and bonus will be payable without deducting paid installment.
• Surrender value/ Paid-up value achieved if the policy run minimum 02 (Two) years and Loan may be sanctioned against this policy which will be 90% of the achieved surrender value.
• Proposed age range would be minimum 20 years and maximum 55 years.
• Supplementary coverage will be applicable.

• Sum assured will be paid only after full term or maturity.
• If death occurred of the policy holder in between the term of inforce policy, premium will be waived for the rest term.
• If death occurred of the insured child in between the term of inforce policy, all premiums will be return with 4% simple interest except 1^st year premium or the policy will be transfer to another child.
• If the policy holder survives up to full term, nominee (Child) will get the sum assured.
• No surrender value as well as loan will be entertained.

       •   Supplementary coverage will be applicable.   

• Pension will be paid in a specified rate after retirement of policy holder (Age between 50 to 60) up to death occurred.
• Pension will be paid at least for 10 years. However if death occurred in between 10 years of pension starts, pension will be paid to the nominee for the rest time.
• If the policy holder survives more than 10 years after pension starts, pension will be continued up to death occurred.
• If death occurred of the policy holder before the pension starts, nominee will get sum at risk which is equal to 10 times of annual pension and after this the policy will be end. Nominee may take this payment in pension form.
• Surrender value will be entertained maximum 50% of one year pension.
• No supplementary coverage will be applicable.

• Term of this policy would be 12 years or 19 years.
• Proposed age would not be exceeding 48 years in 12 years term and 41 years in 19 years term.
• Premium would be minimum taka 15,000 in 12 years term and taka 10,000 in 19 years term.
• The policy holder will get double amount against deposited premium in 12 years term and triple amount in 19 years term after maturity. In case of death, nominee will get the same.
• Surrender value will be entertained after two years of policy starts and loan would be payable 90% of surrender value.
• It doesn’t require paid up value because of single payment premium.

       •   Supplementary coverage will be applicable.   

• In this plan Students themselves or their father or mother have to take a policy where the students or their parents will pay the premium.
• A student can borrow loan minimum taka 1, 00,000 to maximum taka 3, 00,000 which will be repayment with 12% service charge or being adjusted from policy maturity amount. But if anyone wants to repay the loan after ending study, service charge for borrowing loan has to be charged.

       •   Supplementary coverage will be applicable.   

• It is a joint insurance plan where risk will be assessed on child and his/her parents both lives. If father is not alive or unfit in medical test then mother will be the payor in this plan. But mother should be literate (S.S.C or equivalent degree) and involved in any profession. Nobody would be the payor in this plan instead of Parents.
• Child’s maturity age would be 18 to 25 years and proposed age would be maximum 15 years and minimum 06 months in this plan.
• The term of this policy would be 08 to 24 years and sum assured minimum taka 30,000.
• No supplementary coverage will be applicable.
• Medical test for both payor and child is mandatory.
• If the child alive, he/she will get sum assured with bonuses after maturity.
• If death occurred of the payor in between the term, all premiums will be waived for the rest period and the policy will remain running up to the full term. Despite this the insured child will get 1% monthly benefit of sum assured up to the term.
• If death occurred of the child in between the term, sum assured with bonuses will be payable as per company’s specified rules and regulations.

• Under this scheme a person can easily own a vehicle by paying a nominal monthly installment as insurance premium along with service charge having a guaranteed life insurance policy for the amount equivalent to the required loan.
• The term of the policy equals to the term of loan which is 02 to 03 years.
• The borrower has to pay premium in monthly basis over the term of the policy along with service charge at an agreed rate to the company.
• The borrower has to pay 30% of loan amount as down payment.
• After maturity the loan is cleared and the vehicle will be released to the borrower.
• If the borrower dies at any time during the policy term the sum assured is applied to liquidate the loan and the ownership of the vehicle vests with the legal heirs of the insured person free of any encumbrances.